Insurance and Financial FAQ

Build a Strong Foundation for Lasting Recovery from Addiction and Embrace a Healthier Future.

We know that once you have finally decided to seek help, the last thing you want to do is deal with all of the specifics, such as travel plans, payment options and the likes. That’s where we come into play. Our team of experienced and compassionate admissions counselors is dedicated to keeping the process as simple and stress-free as possible.

From health insurance to all other potential financial options, we will walk you along every step of the way. When it comes to covering the cost of addiction treatment, there are a wide range of options. In most cases, your healthcare provider will cover part or all of the cost, from medical detox to inpatient rehab.

Health Insurance Coverage For Addiction Treatment

Many major insurance providers will cover some or all of your treatment costs. Drug and alcohol rehab is considered an essential medical service, and most providers understand that acquiring professional treatment can truly be a matter of life or death. Additionally, the Affordable Care Act has made addiction treatment more widely accessible. It’s important to note that insurance plans will vary significantly when it comes to the type of treatment covered and the length of coverage.

For example, some plans will cover medical detox and residential rehab for up to six months, whereas others might exclusively cover detox, and for only up to two weeks once every year. Stipulations will vary and you have the option of simply checking your benefits with the Evoke Wellness at Cohasset admissions team.

All you have to do is give us a call and relay your insurance information, and we will let you know what portion of treatment will be covered. All insurance checks are completely free of charge and non-binding. We understand that this is one of the most important and life-changing decisions that you will ever make, and that you may want to thoroughly check your options before making a commitment. However, you can rest assured that we will do everything in our power to make the entire process as stress-free as possible.

What If I Don’t Have Health Insurance?

If you are uninsured or underinsured, we will work with you to uncover and pursue a more viable option. If you have the financial capability, self-pay may be the most reasonable financial option. Of course, we understand that not everyone has the ability to whip out their checkbook and write a check for the full amount — especially not after a long-term battle with substance dependency. In many cases, active addiction leaves individuals in a place of extreme financial instability. If this is the case, there are other options.

We sometimes offer partial scholarships to those in need; those in life-threatening situations, with no alternative financial means. We also offer sliding scale payment options to those with low incomes. To learn more about all of our available options, simply give us a call today at 866.931.6429.

Our goal is to remove financial worry as quickly as possible and get you focused on treatment and recovery. We want all your attention on the process. We address these questions first, so you’re not preoccupied with them while you learn, grow, and discover a new life without alcohol or substance use.

Build a Strong Foundation for Lasting Recovery from Addiction and Embrace a Healthier Future.

We Work With Most Major Health Insurance Providers

Evoke Wellness at Cohasset representatives communicate with insurers every day to make treatment accessible and affordable for our patients. If you don’t see your insurer on the list below, give us a call because you could still very well be covered. This is only a partial list of the health insurance providers we work with on a regular basis. All calls are 100% free and confidential.

Rehab Insurance FAQs

We’ve put together a list of rehab insurance frequently asked questions that you may need answers to:

What is the difference between “in network” and “out of network?

In network just means that your insurance provider will cover the cost of whatever treatment plan you are looking into. In network means it is within your specific treatment network. Out of network means that the cost will not be covered in full, and it may not even be partially covered. This doesn’t mean that the treatment option isn’t available to you, however. Many individuals choose to pay out-of-pocket for a recovery center that is out of network, usually because the provided services best meet their personal needs.

How do I know if my insurance policy will cover the cost of treatment?

In order to confirm whether your policy will cover the cost of treatment, you can either call your healthcare provider directly, or call us with your information handy. We have extensive experience conducting insurance checks, and we can get an answer to you within a few short minutes. All of our insurance checks are no obligation and completely free of charge.

What is the difference between PPO and HMO?

PPO (Preferred Provider Organization) allows individuals to see providers both inside and outside of their insurance networks, so long as they have a referral. HMO (Health Maintenance Organization) allows individuals to choose whichever healthcare provider they feel best suits their personal medical needs. A referral will be necessary when seeking a specialist outside of the designated primary care physician. In short, those with an HMO plan will have more freedom when selecting an addiction treatment center.

If you check my benefits, will I have to commit to receiving help?

Absolutely not. We will gladly check your benefits for free, regardless of whether or not you are ready to commit to treatment. However, if you do decide to take the next step, we will begin organizing travel plans immediately. If you are found to be underinsured or uncovered, we will help you sift through other viable payment options.

What type of treatment is covered by insurance?

There are many different types of treatment that are covered by insurance, depending on the specific policy. Based on the specifics of your personal plan, insurance will often cover the cost of an approved residential facility, medically monitored detox, outpatient care with a legitimate and reputable provider, medication maintenance, and follow-up counseling services/aftercare.

What do I do if I have no health insurance, or if I have let my insurance lapse?

Having health insurance often makes the process easier, but we understand that those in the grips of active addiction often allow payments to fall by the wayside, and being uninsured is extremely common. We have numerous additional options, from self-pay and private pay to sliding scale options and partial scholarships. Simply give us a call and we will help determine which option will be the most beneficial to you.

We Are Always Ready to Help

No matter what additional questions you may have, we are here to help. Simply give us a call today, and we will walk you through all potential payment options.

We look forward to helping you in every way possible, and helping you get started on the path to recovery as soon as you become willing to seek the professional care you both need and deserve. Call us today at 866.931.6429.

Build a Strong Recovery and Embrace a Healthier Future.

Build a Strong Recovery and Embrace a Healthier Future.

Build a Strong Recovery and Embrace a Healthier Future.

Build a Strong Recovery and Embrace a Healthier Future.

Build a Strong Recovery and Embrace a Healthier Future.

Build a Strong Recovery and Embrace a Healthier Future.

Build a Strong Recovery and Embrace a Healthier Future.

Build a Strong Recovery and Embrace a Healthier Future.

Build a Strong Recovery and Embrace a Healthier Future.